HOW IT WORKS


The right loan at the right time


Every business is unique. Let Layne Capital help you match your business with the lender most likely to fund your business needs. Over $60 million funded by banks in our network!


interest rates

4.75% - 7.00%1

SBA loan amounts

$30,000 - $5 million

repayment terms

10 - 25 years


Only takes 5 minutes and doesn't impact your credit score2

Layne Capital makes it fast and easy to apply



We've streamlined the online loan application process to help you apply for a small business loan and help you find the right bank most likely to say 'YES'. You only complete one application whether you choose to apply for an SBA loan, a bank term loan, or a more customized financing option. Use our secure software to pre-qualify in less than 5 minutes without impacting your credit score.2


How Layne Capital works



We know you and your business are more than just a credit score. You'll work with experienced professionals who will help you analyze your complete profile and find the best-fit financial product.

1
Layne Capital Loans

We get to know you and your business

  • Complete one online loan application through our advanced technology platform.
  • No faxing or printing required.
  • Discover if you're pre-qualified in about 5 minutes with no impact on your credit score.2
2
Layne Capital Loans

We make sure you understand your options

  • Once you pre-qualify, you are assigned to a team of dedicated professionals who help you every step of the way.
  • Your team helps answer your questions and walks you through the loan application process.
  • Receive recommendations for the best financing options based on your unique business credit and financial profile.
3
Layne Capital Loans

We match you with the best lender

  • Using our sophisticated technology platform and experience, we match you with the banks or non-bank lenders most likely to approve your loan application.
  • Your dedicated Layne Capital team helps you stay on track throughout the financing process.
  • About 90% of the applications referred to our trusted network are approved.
4
Layne Capital Loans

We stay with you

  • We're here to help you build your business today and tomorrow.

Small business loans available



SBA LOANS

Without a doubt, SBA (Small Business Administration) loans are one of the best ways to finance your small business growth. With low interest rates and 10-year repayment terms, they have the lowest monthly payments.

interest rates

4.75% - 7.00%1

loan amounts

$30,000 - $5 million

repayment terms

10 - 25 years


interest rates

4.75% - 7.00%1

loan amounts

$30,000 - $5 million

repayment terms

10 - 25 years

BANK TERM LOANS

Bank Term loans from lenders in the Layne Capital network are shorter-term, fixed-rate loans with stable monthly payments. These loans can be a good option when you need funds quickly and want to lock in your interest rate.

interest rates

6.99% - 23.99%3

loan amounts

$30,000 - $350,000

repayment terms

2 - 5 years


interest rates

6.99% - 23.99%3

loan amounts

$30,000 - $350,000

repayment terms

2 - 5 years

MORE FINANCING OPTIONS

When an SBA loan or a Bank Term loan isn't a fit, we work with a variety of non-bank lenders who can offer more customized business financing options like invoice factoring, lines of credit, and more.



1.SBA loans through banks in the Layne Capital lending network have a variable rate of Prime Rate plus 1.5% to 3.75%.

2.We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan.

3.Interest rate on bank term loans depends on loan term and the applicant's credit and financial profile.